This policy is also known as Home Insurance provides protection to house plus possessions like building, electronics, furniture, clothes, mobile phones etc. against loss or damage occasioned by fire, lightning, thunderbolt, earthquake, volcanic eruption, riot and strike, aircraft and other aerial devices and other perils and/or burglary as specified in the policy.
The cover includes owner’s liability and can be extended to cover domestic workers injury /death arising out of and in the course of duties, as well as portable items under all risks.