This cover is provided in respect of disablement, death or accidental bodily injury by accident or disease caused during the period of insurance and arising out of and in the course of employment. This policy protects employers against liabilities that would arise due to mistakes or negligence on their part towards employees.
Benefits of this cover
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- Medical Expenses Benefit- Ksh 100,000
- Death Benefit- 8years earnings
- Funeral Expenses Benefit- Ksh 30,000
- Temporary Total Disablement- weekly earnings up to 104 weeks
- Permanent Total Disablement- 8years earnings
WIBA plus GPA- on loading of WIBA premium by 50%, the insured gets additional benefits under personal accident i.e. 24hours extension and compensation is not limited to a maximum Kshs 10million but based on the actual salary earned times 8 years (96months).