This covers loss or damage by theft involving entry to or exit from a building or business premises by forcible and violent means or any attempted threat.

Premises doesn’t include any garden, veranda, yard or open out-building or other buildings that aren’t enclosed or in communication with the main building.

Burglary policy usually has a 1st loss which limits you per event. Please note that this does not cover theft from within and thus you would need a Fidelity Guarantee policy.

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